If you are considering a move to Somerset, Wisconsin, this guide will walk you through everything you need to know about the community, local neighborhoods, cost of living, commute times, and the amenities that make Somerset one of the most desirable places to live in St. Croix County. Whether you're relocating for work, lifestyle, or simply seeking a quieter pace outside the Twin Cities metro, Somerset offers a unique blend of rural charm and modern convenience.
Overview of Somerset, WI
Somerset is a growing community located along the scenic St. Croix River, just north of Hudson and minutes from Stillwater, Minnesota. The town is known for its natural beauty, outdoor recreation, and welcoming atmosphere. With a population of roughly 3,000 in the village and several thousand more across the township, Somerset provides small-town living with easy access to major employment hubs.
People choose Somerset for:
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Affordable housing compared to the Twin Cities
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Strong school district
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Expansive outdoor opportunities, including river access, trails, and parks
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Peaceful rural neighborhoods with larger lots
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Proximity to Stillwater, Hudson, and the greater St. Paul/Minneapolis area
Neighborhoods in Somerset, WI
Somerset offers a variety of neighborhoods, each with its own feel and advantages. Whether you're searching for a newer subdivision home, acreage property, or something close to town, you have options.
Somerset Village Neighborhoods
These neighborhoods are close to schools, parks, shops, and local businesses. They are ideal for those who prefer walkability and community-centered living.
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Established neighborhoods with mature trees
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Newer developments offering modern floor plans
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Sidewalk-connected streets and family-friendly layouts
Rural Acreage Communities
If you want privacy, open land, or the ability to build a custom home, Somerset's rural areas are appealing.
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Expansive lots
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Wooded properties
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Space for outbuildings, hobby farms, and recreational vehicles
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Popular with those seeking peace and quiet
River-Adjacent Areas
Near the St. Croix River, you'll find homes with scenic views, recreational access, and a strong connection to the outdoors.
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Close proximity to water activities such as tubing, boating, and fishing
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Unique properties and custom-built homes
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Short drive to county parks and boat launches
If you’re unsure which neighborhood best fits your lifestyle, I can help match you with the right area based on your needs.
Cost of Living in Somerset, WI
Somerset offers a cost of living that is generally lower than the Twin Cities metro, making it an attractive option for commuters and families.
Housing Costs
Housing prices vary depending on the area:
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Village homes: typically more affordable and located on smaller lots
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Acreage homes: higher pricing due to land size and custom features
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New construction: continues to expand, offering modern designs and energy-efficient layouts
While prices shift with the market, Somerset consistently provides more space and value than nearby Minnesota communities.
Everyday Living Costs
Somerset residents enjoy:
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Competitive property taxes compared to metro areas
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Lower utility costs, especially for newer energy-efficient homes
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Access to local services and businesses that keep spending close to home
Overall, Somerset offers a strong balance of affordability and quality of life.
Commute Times
One of the key advantages of Somerset is its easy access to major nearby cities. Many residents commute daily across the Wisconsin–Minnesota border.
Typical commute times include:
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Somerset to Stillwater, MN: 10–15 minutes
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Somerset to Hudson, WI: 15–20 minutes
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Somerset to St. Paul, MN: 35–45 minutes
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Somerset to Minneapolis, MN: 45–55 minutes
Highways 35 and 64 provide fast connections, making Somerset a popular choice for professionals who work in the Twin Cities but prefer quieter living.
Local Amenities
Somerset offers a strong mix of local amenities that support both everyday convenience and weekend fun.
Education
Somerset School District is known for its strong academics, athletics, and personalized student support. The district includes:
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Somerset Elementary School
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Somerset Middle School
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Somerset High School
Outdoor Recreation
Somerset is one of the region’s most popular destinations for outdoor enthusiasts. Local highlights include:
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St. Croix River access
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Kayaking, canoeing, and tubing
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Parks, trails, and campgrounds
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Snowmobile routes and winter recreation
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Fishing and boating opportunities
Restaurants, Shops, and Services
While Somerset retains its small-town feel, residents enjoy access to:
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Locally owned restaurants and cafes
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Grocery and convenience stores
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Boutiques and specialty shops
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Seasonal farmers markets
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Nearby big-box retailers in Stillwater and Hudson
Community Events
Somerset hosts year-round events and festivals, bringing neighbors together and attracting visitors from surrounding areas. From summer river activities to winter celebrations, there is always something happening.
Is Somerset, WI Right for You?
If you’re searching for a welcoming community with natural beauty, easy commuting access, and a range of housing options, Somerset may be the perfect fit. Whether you're looking for a move-in-ready home or considering building new, we can help guide your move and answer any questions about the area.
If you'd like, we can also send you:
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A complete list of available homes
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A breakdown of neighborhoods that fit your budget
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A custom relocation packet for Somerset
Just let us know how you’d like to get started.
